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Applying Personal Finance

Applying Personal Finance is a choice-based curriculum that will help open students' eyes to the high cost of being an adult by making personal choices & budgets. It is an interactive course that immerses the students in their future and lets them experience ages 22-42 for themselves. Please note the student must have access to a computer and Google as most work is either emailed or shared. It is also helpful to have access to a smart phone for interactive activities in class, but it is not necessary. Check out for more information.

Cathy Duffy writes: 
"Beyond Personal Finance is a clever approach to teaching about finances. It goes further into the details of personal financial planning and decision-making than do most other high school courses, and it presents scenarios that are based on common life experiences and decisions. Teens are likely to find this very interesting. The decision choices and plot twists used in the course make it more fun while reflecting the variability and unpredictability of real life." 

From The Old Schoolhouse Magazine: 
"Beyond Personal Finance is an outstanding product. As an adult, I wish I would have had real-life training through an enjoyable course like this. What drew me into choosing it for my child is the unique aspect of offering students opportunities to make choices and see consequences. This is done in a virtual "game of life" type format. For example, the student chooses a career and researches it to learn what education or training is required, what the job outlook is, how much it pays, and what will be expected in a typical day's work."


Required: Text, Computer, Google Account
- Beyond Personal Finance workbook - order by each student online
- One-year portal access to BPF – IMPORTANT - once you’ve purchased the book online, you should receive an email that will give the student access to his or her portal. The student should set up their portal BEFORE class begins.
- The book and portal will be $45 (includes shipping cost) when purchased with a promo code that will be provided upon registration of the class. (LINK TO BOOK & PORTAL ACCESS)
- The student MUST have access to a computer at home.
- They MUST set up a Google Account to share homework.
- They also need an email.
This course will require the student to check emails often throughout the week due to this is how they receive feedback on homework.
Copy/Supply fee: $60 (check written to Renee Plummer due by the first day of class)

Tuition: $400 (or $40.00/month for 10 months)


Renee Plummer

B.A. Business Administration 

Renee graduated from East Tennessee State University in Johnson City, TN with a degree in Business Administration. After working for 7 years in the finance and mortgage industries, she and her husband, Jonathan, were blessed with a daughter. Shortly after her birth, the family relocated from Baton Rouge, LA to Chester, VA where they decided she should be a stay-at-home mom. In 2003, as their daughter began to reach school-age, they felt lead to homeschool and have since continued to do so for both their daughter and son. During this wonderful journey of homeschooling, Renee has participated in many co-ops, including a Latin co-op which she began in her home, which continued for 8 years.

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